Senior Benefits/Medicare

MEDICARE PROGRAMS

  • Medicare Advantage Plans
    • Aetna
    • Anthem
    • CTCare
    • United Health Care
    • Wellcare
  • Medicare Supplements offered by Anthem, United Health Care, with AARP Branding, Mutual of Omaha and United American
  • Products available in Multiple States
  • Majority of all hospitals participate
  • Huge selection of doctors
  • PDP’s -Envision, Mutual of Omaha, SilverScript, UHC and Wellcare
  • Medicare Center
  • Medicare Supplement CT Rates
Offer Your Clients a Menu of Senior Products from Health Insurance to Final Expense Life.
Offer Your Clients a Menu of Senior Products from Health Insurance to Final Expense Life.

IN-HOSPITAL CASH PLAN

  • Low cost product to cover those hospital co-pays
  • Benefits are paid in CASH directly to the insured
  • Guaranteed to Issue
  • Annualization of commissions with lifetime renewals
  • Skilled Nursing Facility rider to cover days 1-50

GUARANTEED ISSUE LIFE INSURANCE

  • Issued ages 50-80
  • $5,00.00 – $25,000.00
  • Premium plus 10% if death occurs in first 2 years
  • Immediate death benefit on accidental death
  • Short form application no health questions

FINAL EXPENSE LIFE INSURANCE

  • Low cost insurance with simplified underwriting for people young or old who can only afford small amounts of insurance – $5,000 – $35,000
  • Great product for singles who don’t want to be a burden to their children
  • Great product for couples who can’t afford to lose the social security income that helps support them
  • Immediate and graded death benefits available
  • 100% COMMISSION with RENEWALS

LONG TERM CARE INSURANCE

  • Protect your clients’ Retirement Plans as well as their homes with LTCi. With proper planning, no one should have to liquidate their assets to pay for care. It’s best to self-insure a small percentage vs 100% of the cost of care.
  • Traditional (Partnership and non-Partnership), Single Pay and Combo-Linked LTCi/Life are available.

ANNUITIES

  • MERIT has an entire portfolio of FIXED, INDEXED and IMMEDIATE Annuities. Check our annuity rates online now!
  • Let us find the appropriate annuity to meet your client’s need!
  • Medicaid Compliant SPIAs
  • Give your clients a monthly pay increase with a high-paying fixed annuity.