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Life Insurance | Annuities | Disability Income | Long Term Care | Life Settlements | Senior Products

Apps & Forms

Access new business and policy holder services forms organized by carrier, state of issuance and product type.


Streamlined application options to save you valuable time. Select from iGo, drop-ticket, fully underwritten, simplified and accelerated underwriting platforms.


The expertise of our staff of underwriters, our established relationships with many of the industry’s top impaired risk carriers, and our substantial production levels assure you the best offer.


Everything you need to know about the contracting process including: basic contracting requirements, how to get contracted, and downloadable contracting kit for new and existing CPS producers.

Annuity Hotpicks

We offer you competitive Fixed, Equity Indexed, or Single Premium Immediate Annuities. Updates are sent out weekly and you can always find current information right here at our website.

Final Expense

Quote all MERIT’s Final Expense carriers for your clients with a simple click of a mouse.  This program also provides, PDF rate cards, applications, and brochures that are client friendly.

Life Quote Software

Quote Life Insurance with a simple click of the mouse using our online quoting solution. In seconds receive a response from top carriers.

LTC Quote Software

Quote LTC Insurance with a simple click of the mouse using our online quoting solution. In seconds receive a response from top carriers.

Latest News

RSS Merit Insurance Services News

  • LTC Detective Work – 6 Things You Need To Do May 26, 2022
    Long-Term Care can be a tough subject. Often times, you have to do a little detective work to ensure your cases are processed through Underwriting quickly.
    CPS Insurance Services
  • The Advantages Of A Full Product Portfolio May 25, 2022
    This product portfolio includes Accident Only, Short-Term Disability (accident/sickness), Long-Term Disability (accident/sickness) and Business Operating Expense.
    Thomas Nicols


MERIT Insurance Services is a 60 plus year old independent, nationally recognized brokerage firm specializing in Long Term Care, Life Insurance, Disability Insurance, Annuities, and Senior Benefits.

MERIT has built its success and reputation on providing the highest quality service, education, sales ideas and support to the Insurance Professional.

This website was designed to give you a broad but detailed description of the products and services MERIT has to offer.

MERIT works with Insurance Professionals, Financial Planners, Elder Care Attorneys, Investment Advisors and CPA’s.

If you are a consumer and are interested in any product mentioned in this website, please call us at 800-477-8546 and we will have a representative in your area contact you.

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