Banner Life’s AppAssist® program is designed to make it easy for you to facilitate the sale of high-quality, low-cost life insurance. This is a good option for straightforward, smaller term cases without complex medical histories.
Things you should know about the Banner Life AppAssist Process:
- Available for all Banner term products. No Universal Life, Long Term Care or other products are available at this time
- Up to age 70 issue available up to $3,000,000 and over age 70 up to $500,000
- Temporary Insurance is NOT available with this process
- All signatures from the client are collected during the process
- Please share the attached consumer brochure with your client to remind them that they will be contacted by phone and what to expect. Banner handles everything
- William Penn NY term products are available (special on-line application and AppAssist paper forms available along with the Banner link and forms.) Please note this program is not available in NY for replacement cases
- Your MERIT Case Manager will keep you up-to-date regarding phone interview status, exam status and any other requirements that Banner has ordered and send you the underwriting decision and the policy (e-delivery of this policy is made an available option to your client during the interview)
Please see marketing materials to explain the AppAssist process:
- AppAssist Agent Guide
- AppAssist Consumer Guide
- AppAssist Agent Addendum – Existing Banner Agents may need to sign and submit this to MERIT with their first AppAssist submission, check with your MERIT Licensing Specialist.
The on-line application option is the fastest way for you and your client to proceed with this program. You do not have to be contracted with Banner/William Penn to use the on-line request but please contact your MERIT Case Manager to get contracted with Banner/William Penn as soon as possible if you are not or they will contact you when they receive your submission.
- AppAssist Application On-Line
- AppAssist Application On-Line (William Penn NY Only)
The other option is to submit the paper application to your MERIT Case Manager to process.
- AppAssist Paper Application (Banner)
- AppAssist Paper Application (William Penn)
