Quick App Programs/Accelerated Underwriting

Banner Life’s AppAssist
Banner Life’s AppAssist® program is designed to make it easy for you to facilitate the sale of high-quality, low-cost life insurance. This is a good option for straightforward, smaller term cases without complex medical histories.

AG Quick Ticket
AG QuickTicket streamlines the application process and improves your productivity time.

Accelerated Underwriting

Principal Accelerated Underwriting Client Checklist/ Underwriting Process
For your PF Best and PF clients only, they may be eligible for up to 1 million of any level term or permanent product, up to age 60. This is another non-med product. The majority of clients with be accepted after a telephone interview, RX check, MIB and MVR.

John Hancock EXPRESSTRACK / Express Track Reference Guide / AU Overview
There will be NO Paramed visit. John Hancock conducts a Telephone Interview, MIB, MVR and Rx Check. Underwriter reviews and decision can be reached in as little as 3 days. If applicant doesn’t qualify for EXRESSTRACK, traditional underwriting can be implemented.

Lincoln Financial – Term Accel /Term Accel
From Table B to PF – only a Paramed, Telephone Interview, MIB, MVR and RX check – no APS. PF Best offers will have neither a Paramed or APS. On-line app required – 5 pages.

American General /Max Accumulator IUL
No Paramed, APS or Labs on this permanent product – issue up to age 50 with a maximum death benefit of $499,999.